OKAY.... Who wants to build this lady a household bills spreadsheet?
I know someone out there LOVES to do these things, and I need you to come forward and offer me your services....for free....! ..;)
I was going over my monthly bills today and making online payments and have come to the realization, that while I love having my bills paid, I wish I was a little more organized. I have envelopes, and bill statements strewn across my desk and this needs to be dealt with. I was able to opt for paperless billing on 4 accounts, but I still have a few that don't have that option. Unfortunately, C usually grabs the bill, throws it on his desk, and when it comes time for me to sit down and do our budget and get things paid, he looses track, or he puts them on my desk without me knowing and then I loose track.
What is your system? Who does the budget in your family?
Our situation is a little different because we have a business, so not only do I factor in our household budget, I have to factor in the business budget as well.
I don't use quick books or any of those programs, but I own quick books, so I wonder if I should start there?
I'm also thinking some sort of awesome excel ( which I suck at by the way) spreadsheet would do me some good of keeping track.
Update:
The paypal issue is not resolved. It looks like I will be talking with our lawyer about our options come Monday morning. I did speak with someone on the phone today and he said there is another account that was closed, that is linked to this account. But he couldn't give me any other information. We did have an account several years ago ( probably 5 years ago) that we closed because we weren't using it but why would that make a difference? I hate hate hate paypal. We did find another company to go through Paymate.com but unfortunately it's not as well known as paypal, and people have been conditioned to go with what they know. I wish they knew paypal has several lawsuits every month because they screw people. I also wish they knew your info: ( name, address, credit card # bank #) is sent overseas so you're more at risk of identity theft, and last I wish people knew paypal isn't FDIC insured. Which means, they can screw people and have no real recourse for doing so.
It's a horrible feeling knowing because a company is big, and because they have money ( that they obviously steal) they have free reigns. That's not right.
Moving on!
This weekend is the first weekend in the last few weeks that we don't have any one thing planned. Since we're leaving next weekend for vacation, I'm hoping I can get all the cleaning done, my office organized and maybe a trip to my favorite festival.
Have a great weekend!
Showing posts with label Ebay. Show all posts
Showing posts with label Ebay. Show all posts
Friday, April 16, 2010
Thursday, April 15, 2010
EBAY VS PAYPAL
I am currently beyond PISSED.
We have used ebay for years.We own a Halloween shop that is online based and we do several online sales, in which we use ebay. We're also pickers. We find things of value that nobody wants, fix them, clean them up and sell on ebay. it's sort of a hobby for us and what we do in our off season from our Halloween business.
Last year, we added online ticket sales to our haunted house, and ended up using paypal to accept the money. Turns out it was a great ideas and our sales drove up 15% just by adding online sales. At the end of the season we had several thousand dollars in our paypal account and we got the dreaded email that our account was shut down for fraudulent activity. We couldn't access any of our money, we could no longer accept any money and nobody. Not one single person could tell us why.
We finally got an email stating that in 180 days we would receive a check in the mail. That's 6 freaking months, that this company would collect interest, that we wouldn't see a dime of our sales money.
What could we do though? We waited it out, and on the 180th day we received an email asking where we wanted our check mailed.
Needless to say we didn't plan to use them any longer.
We started accumulating quite a bit of stuff to sell on Ebay and knew we were gonna have to deal with paypal in some way shape or form.
We ended opening up a new account with no problems, and figured since we wouldn't have any high end sales, it shouldn't be a big deal. We listed around 25 items, and low and behold, our last item we listed went to $655.00 We had no idea it would go that high since we only paid $25.00 for it, but we weren't complaining! ;) We didn't take any of the other funds out of the account yet, as we were waiting for this payment to clear, but within 15 minutes of receiving the payment, we get the email again. Our account is shut down for "High Risk" and we need to contact customer service. So we did...And we got the same run around.
They wouldn't tell us WHY our account was shut down, and just said we would have to wait 180 days for a check in the mail, and that this kind of thing unfortunately happens all the time.
Happens ALL the time? Umm. Why are people still using Paypal then? Are you only allowed to use it if you're buying or selling things under $100.00? because both times our account got shut down was when the sale went over $500.00. And if there was a problem, or if they needed to check out facts, they could of emailed or called. It's not like they don't own ebay, they can view the auction, the tracking number, and contact the buyer to insure they were getting their item.
But no. They are the worst business I've ever come to deal with. There is zero reasoning for shutting our account down, I firmly believe they do this when there is a certain dollar amount so they can collect interest.
Not this time though. I will be calling them tomorrow, speaking with a supervisor. They will either re-open my account, or get me the money within 2 weeks, otherwise It's stealing. I will be calling the police to file a report, the better business bureau and then contacting our lawyer, along with starting a class auction suit against this company.
It's not about the $ amount that they have of ours, it's about their business practice. I can't even imagine the people who have reviews in the 1000s as a top ebay seller. What do they do? How do they fight with this company and still have an ebay account?
I'm disgusted and pissed. That's all I can say.
We have used ebay for years.We own a Halloween shop that is online based and we do several online sales, in which we use ebay. We're also pickers. We find things of value that nobody wants, fix them, clean them up and sell on ebay. it's sort of a hobby for us and what we do in our off season from our Halloween business.
Last year, we added online ticket sales to our haunted house, and ended up using paypal to accept the money. Turns out it was a great ideas and our sales drove up 15% just by adding online sales. At the end of the season we had several thousand dollars in our paypal account and we got the dreaded email that our account was shut down for fraudulent activity. We couldn't access any of our money, we could no longer accept any money and nobody. Not one single person could tell us why.
We finally got an email stating that in 180 days we would receive a check in the mail. That's 6 freaking months, that this company would collect interest, that we wouldn't see a dime of our sales money.
What could we do though? We waited it out, and on the 180th day we received an email asking where we wanted our check mailed.
Needless to say we didn't plan to use them any longer.
We started accumulating quite a bit of stuff to sell on Ebay and knew we were gonna have to deal with paypal in some way shape or form.
We ended opening up a new account with no problems, and figured since we wouldn't have any high end sales, it shouldn't be a big deal. We listed around 25 items, and low and behold, our last item we listed went to $655.00 We had no idea it would go that high since we only paid $25.00 for it, but we weren't complaining! ;) We didn't take any of the other funds out of the account yet, as we were waiting for this payment to clear, but within 15 minutes of receiving the payment, we get the email again. Our account is shut down for "High Risk" and we need to contact customer service. So we did...And we got the same run around.
They wouldn't tell us WHY our account was shut down, and just said we would have to wait 180 days for a check in the mail, and that this kind of thing unfortunately happens all the time.
Happens ALL the time? Umm. Why are people still using Paypal then? Are you only allowed to use it if you're buying or selling things under $100.00? because both times our account got shut down was when the sale went over $500.00. And if there was a problem, or if they needed to check out facts, they could of emailed or called. It's not like they don't own ebay, they can view the auction, the tracking number, and contact the buyer to insure they were getting their item.
But no. They are the worst business I've ever come to deal with. There is zero reasoning for shutting our account down, I firmly believe they do this when there is a certain dollar amount so they can collect interest.
Not this time though. I will be calling them tomorrow, speaking with a supervisor. They will either re-open my account, or get me the money within 2 weeks, otherwise It's stealing. I will be calling the police to file a report, the better business bureau and then contacting our lawyer, along with starting a class auction suit against this company.
It's not about the $ amount that they have of ours, it's about their business practice. I can't even imagine the people who have reviews in the 1000s as a top ebay seller. What do they do? How do they fight with this company and still have an ebay account?
I'm disgusted and pissed. That's all I can say.
Saturday, March 6, 2010
I'VE DONE SOME SHOPPING!
I haven't bought much this year, and truth be told I haven't really wanted to buy anything. C and I have been working really hard on saving our money so we can hopefully start the process of purchasing 20 acres next year.
I decided enough was enough, and I got the itch. I've been in some what of a winter funk lately and decided a few spring purchases would cheer me right up and guess what? They did!
My purchases:
A cute yellow, very spring dress
I love it's simplicity and that I can play up with some cute jewelry, but what you don't see is that in the back it has a crisscross strap
I am in dire need of new flats and found these ones to be perfect!
I love the ruffle!
Heading more into summer gear, I bought myself a new swim suit. I'm sort of in between sizes right now, So I have 2 swim suits that are a bit snug and 1 swimsuit that's falling off. While I hope by the summer I can fit into my snug ones, I needed one to get by with for the next few months.
And last but not least, moving in the opposite direction, I caved and bought myself a pair of Ugg boots.
I've never been one to pop down more then $100 for shoes, and especially for boots that I will only wear so often. But this year I absolutely wanted a pair of these in the frigid temperatures but could not bring myself to pay $198.00. Cue Ebay. I've been on the look out for a brand new pair, brown, tall boots for under $100.00
Ridiculous? yes. Impossible, no! I had my eye on this pair for the last 5 days, starting bid .99 I knew they would go up, so I set my max at $100.00 and didn't even think about it until yesterday. I saw another pair ended just hours before at 137.00. Still not bad but more then I wanted to spend. I sort of lost hope until I got the email. I won! $91.99 and $11.00 for shipping.
And so my friends, that concludes my shopping. I can't wait for everything to arrive in the mail!
Now I'm off to fix sparky and I dinner, and play a little wii!
I decided enough was enough, and I got the itch. I've been in some what of a winter funk lately and decided a few spring purchases would cheer me right up and guess what? They did!
My purchases:
A cute yellow, very spring dress
I love it's simplicity and that I can play up with some cute jewelry, but what you don't see is that in the back it has a crisscross strap
I am in dire need of new flats and found these ones to be perfect!
I love the ruffle!
Heading more into summer gear, I bought myself a new swim suit. I'm sort of in between sizes right now, So I have 2 swim suits that are a bit snug and 1 swimsuit that's falling off. While I hope by the summer I can fit into my snug ones, I needed one to get by with for the next few months.
And last but not least, moving in the opposite direction, I caved and bought myself a pair of Ugg boots.
I've never been one to pop down more then $100 for shoes, and especially for boots that I will only wear so often. But this year I absolutely wanted a pair of these in the frigid temperatures but could not bring myself to pay $198.00. Cue Ebay. I've been on the look out for a brand new pair, brown, tall boots for under $100.00
Ridiculous? yes. Impossible, no! I had my eye on this pair for the last 5 days, starting bid .99 I knew they would go up, so I set my max at $100.00 and didn't even think about it until yesterday. I saw another pair ended just hours before at 137.00. Still not bad but more then I wanted to spend. I sort of lost hope until I got the email. I won! $91.99 and $11.00 for shipping.
And so my friends, that concludes my shopping. I can't wait for everything to arrive in the mail!
Now I'm off to fix sparky and I dinner, and play a little wii!
Posts
